There are a few things to keep in mind before applying for a bridge loan. The first should be the reason why your business needs the loan, how much working capital does your business need, and lastly, the repayment terms that your business can afford. This will help you navigate whether your business needs a long-term loan or short term loan. Other things to keep in mind before applying is what your current credit score situation is (the higher the score the better), how fast do you need the funds, has your business been in operation for over two years, do you have over a year of business bank statements, etc. These will be some of the questions asked during the application process and depending on the response your business may or may not qualify for approval.