Having bad credit does not automatically mean that your application for a commercial bridge loan financing will be denied. It is true that most small business funders may use credit as a factor when reviewing applications, however, your bad credit may not be a determining factor as to whether the application gets approved or not. The truth is that there are many factors that business funders may take into consideration when deciding to approve an application. Some of these additional factors may be and are not limited to the performance of the small business, which can be determined by the business revenue, the time in business, the accounts receivables, and the business credit history.