Credit can be an important factor that alternative funders or traditional small business lender looks at when trying to qualify a business for a loan. However, it is so important to note that it is not the only determining factor that funders look at. Funders like to look at the overall performance of the small business which means looking at the business revenue, time in business, accounts receivables, and business credit history. For more information, please check out our how to get a small business loan with bad credit article.